Mounting medical bills and credit card debt can feel crushing for ALRP clients. ALRP Panel attorney Mark Chernev sees bankruptcy as a helpful option for clients who have fallen on tough times. “My work is very rewarding,” Mark says. “It’s my goal to help clients gain financial control over their lives and give them a fresh start.”

Imagine being forced to choose between life-saving medical benefits and accepting the heartfelt gift bequeathed by a loved one who has passed away. With his specialized knowledge of special needs trusts, ALRP Panel attorney Kevin Urbatsch prevents individuals with disabilities from having to choose.

Unfortunately, harassment and discrimination can be common occurrences for people living with HIV. Yet many of these injustices go unchallenged due to the time, energy, and stress of asserting one’s rights while struggling with the day-to-day challenges of managing a chronic medical condition.